The first thing to do when you want to know if your exchange firm is liable, is to check if the company has been authorised or registered by the FSA, but for the customers of the Crown Currency Exchange this wasn't enough to warn them for the many risks. Even though the FSA checked if the people who worked there were suitable and if the company held an amount of money that was big enough, nevertheless the collapse of the Crown Currency Exchange has left a lot of people without funds.
Furthermore it is safer to pay with a credit or debit card, so you can ask for a refund if there are any problems, also "the prepaid currency card", that you have to load up online and the funds go on the card immediately, is a very popular solution to make sure that you choose the right exchange company.
Everybody should take advantage of these options to make sure that your exchange firm is to be trusted.
(the guardian)
Paulette Van Hacht
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